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How can I get out from under the debts on my home?

If the market value of your home is less than what you owe on your current mortgage, you may qualify for a legal, lender approved solution known as a Short Sale. A Short Sale can be accomplished by negotiating with your bank or lending institution to accept a sale of your property to a third party buyer for less than what you currently owe on your mortgage balance.

The short sale of real estate is not a questionable practice in today's softening real estate market, it may be a necessity. The short sale transaction is a legal and much more beneficial alternative to foreclosure or even bankruptcy. Lenders are motivated to accept short sale offers to for a number of good reasons. The short sale of your home can result in a win-win-win situation for all parties involved:

Win #1: You win by getting out of a financial predicament a clean transaction and a salvaged credit score. Your property is saved from foreclosure, thus helping you to save your credit rating. Allowing you home to proceed into foreclosure may adversely affect your credit for up to 7 years.

Win #2: The lender wins by avoiding timely and costly foreclosure proceedings which could lead to an even more costly expense of ownership of the real estate by the by the bank.

Win #3: The buyer of your property wins by getting a solid property at a good market value.

Henry Plascencia will provide you with helpful information, resources and guidence to help you decide if a short sale is appropriate for your situation. There are other options to foreclosure and we're here to help you get a better understanding of what they are.


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This web site is a professional courtesy offered by Henry Plascencia, a Realtor with Prudential California Realty.
HenryPlascencia.com | HotLAlistings.com | henry@hotlalistings.com
1714 Hillhurst Ave., Los Angeles, CA 90027
office: 323.671.1200 | fax: 323.395.5841 | direct: 323.671.1275 | mobile: 310.995.6273 |

As part of the Prudential California Realty team, I am dedicated to helping you with all of your real estate needs. With many services all under one roof, Prudential California Realty offers the convenience of "one-stop" shopping. As an industry leader, Prudential California Realty is committed to offering our clients the latest innovations in marketing and technology. This website demonstrates that with its extensive list of features including thousands of properties, searchable open houses, virtual tours, email updates, financial calculators, selling tips, and so much more. If you are looking for your dream home or thinking of selling your current residence, contact me for service that is second to none!

Sellers: I sell homes through Exposure, Presentation and Credibility. These are the three hallmarks of his impressive record of quick and consistently high sales prices.

Exposure: A marketing blitz via the internet, print publications and open houses will ensure that every buyer who could possibly be interested in your property will know about it all at the same time. This creates greater demand and a sense of urgency within the buyer pool, producing an environment for multiple offers and greater negotiating leverage for the Seller.

Presentation: Great care will be taken to make sure that your home looks it's best, in print, on the internet and in person. A positive, strong emotional response is needed to sell a home at it's highest value.

Credibility: Henry's long history of success in selling properties will contribute to the confidence the local real estate community and buyer pool will have in the value of your property. This confidence will lead to greater exposure, a higher level of trust and inevitably a high sales price.

Buyers: You can automatically receive personalized MLS listings by e-mail. Early each morning I will search the local MLS and find the homes that match your criteria and notify you immediately with the latest listing information!! Simply click on the Dream Home Finder link and fill in the requested information.

Specializing in the purchase and sale of single-family residences , condominiums & Residential Income property within the neighborhoods of Los Angeles, Los Feliz, Silver Lake, Mt. Washington, Eagle Rock, Glassell Park, Hollywood Hills, Atwater Village & Highland Park. I keep current of all transactions in these areas, and I'm also very knowledgeable with the local schools.


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